Affordability Checks
Definition
Operator-level financial vulnerability checks, formalized in some jurisdictions, that limit player spend based on income, credit, and behavioral signals. A contentious topic in the UK, Netherlands, and Australia.
Why it matters
Related terms
- Responsible GamblingCompliance
The operator-level discipline and regulatory framework around preventing and mitigating gambling-related harm. One of the largest and fastest-evolving compliance functions.
- KYC (Know Your Customer)Compliance
The identification, verification, and risk assessment of players, performed at onboarding and refreshed periodically. The foundation of AML compliance and one of the largest sources of conversion friction.
- SOF (Source of Funds)Compliance
The compliance verification of where a player's gambling funds originated, distinct from source of wealth (which addresses overall wealth accumulation). Applied to higher-risk customers under EDD.
- SOW (Source of Wealth)Compliance
The compliance verification of how a player accumulated their overall wealth, applied to higher-risk customers especially in VIP relationships. Distinct from source of funds.
- UKGC (UK Gambling Commission)Regulatory
The UK gambling regulator. One of the most influential gambling regulators globally, with regulatory standards that influence frameworks worldwide.
- KSA (Kansspelautoriteit)Regulatory
The Dutch gambling regulator. Opened the Dutch regulated online market in October 2021 and has been actively enforcing licensing and responsible gambling rules since.