Brite Payments

Brite Payments supplies account-to-account payments through its Brite Instant Payments Network (IPN), using open banking and local payment rails. Merchants can access Instant Payments, Instant Payouts and Data Solutions through a single API. Consumers authenticate through their own bank, without needing to create a Brite account or download a separate Brite app. The IPN is designed to process payments throughout the week, including weekends and holidays. Its Data Solutions provide account information for affordability assessment, transaction analysis and Source of Funds checks. These services also support account ownership and identity verification during onboarding. For financial-services businesses, Brite offers account funding and withdrawals, including a flow combining account creation with a first payment. Its Time2Money feature displays an estimated payout arrival time, and its payout service includes local-currency payments.

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