Swish

Swish is the Swedish mobile payment system owned by the country's largest banks, launched in 2012 and used by most of the adult population to pay by phone number, and the dominant deposit method for online gambling under Sweden's licensing regime, where operators integrate it directly or through payment providers. Its real-time bank-to-bank rails make instant deposits and withdrawals possible, and its identity binding through BankID underpins Sweden's registration and deposit-limit rules.

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