- Minimum age
- 18+
- National self-exclusion
- Montana Lottery voluntary self-exclusion program for sports wagering (ARM 2.63.1304)
- KYC timing
- Sports wagering: at account opening, before any mobile wager; terminal bets at a facility need no account (ARM 2.63.1301(2)).
- AML regime
- Credit gambling is prohibited and land-based consideration must be paid in cash, with cheques or debit cards used only to obtain cash (MCA 23-5-157). Lottery and sports wagers may be bought only with cash, cheque or debit card (23-7-302(3)). Sports wagering accounts are suspended for illegal activity or fraudulent deposits, and withdrawals wait for investigations and ACH clearance (ARM 2.63.1301(8), (12)).
- Deposit limits
- The Lottery must offer daily, weekly and monthly deposit limits in each sports wagering account (ARM 2.63.1305(1)(a)).
- Loss limits
- Daily, weekly and monthly spending limits on funds put at risk (ARM 2.63.1305(1)(b)).
- Session limits
- A daily time-based limit measured from log-in to log-off (ARM 2.63.1305(1)(c)).
- Central monitoring system
- Sports wagering equipment is connected to the state lottery central gaming system (MCA 23-7-103(9)); video gambling machine data can be reported electronically through approved automated accounting and reporting systems (23-5-602(3), 23-5-621).
- KYC requirements
- Before opening a sports wagering account the Lottery verifies identity and age 18 by physical or electronic means, checks the player is not self-excluded or otherwise barred, and records the ID document number or the remote authentication method; one account per player (ARM 2.63.1301). Tickets and wagers may not be sold to anyone under 18 or to commissioners, lottery staff, suppliers and their households (MCA 23-7-302). Advance deposit wagering hubs verify identification, residence and age (23-4-301(7)(e)). Allowing a person under 18 to gamble is a misdemeanour (23-5-158).
- Stake limits
- Video gambling machines: no more than $2 a game and no award above $800 a game (MCA 23-5-608), with expected payback of at least 80% and, for line games, no more than 92% (23-5-607). Tribal compact machines may pay up to $5,000.
- Mandatory player messaging
- The Lottery must state how to find the odds or payoffs in advertisements and at every point of sale (MCA 23-7-305). Advance deposit wagering advertising must state that persons under 18 may not take part (23-4-301(7)(d)).
- Reporting obligations
- Machine owners keep gross income records for each machine open to inspection (MCA 23-5-610(2)); machines that report through an approved automated accounting and reporting system send accounting data electronically (23-5-621). Lottery sales agents keep complete records open to the commission, legislative auditor and Attorney General (23-7-301(11)).
- Game content restrictions
- Only bingo, keno, poker, line game and multigame video machines are authorised; slot machines, banking card games such as blackjack, and craps and roulette are illegal (MCA 23-5-603, 23-5-112(21), (22)). Online fantasy sports wagering is unlawful (23-5-802).