- Minimum age
- Not yet verified
- National self-exclusion
- Not yet verified
- KYC timing
- Loterie Nationale online: at account opening, before play. Casinos: at the EUR 2,000 threshold.
- AML regime
- Law of 12 November 2004 as amended, applied to gambling providers governed by the 1977 law. The Conseil d’État and the district prosecutors consider the Loterie Nationale outside it because its products are excluded from the 1977 law; the prosecutors report that the Loterie’s cash terminals in bars pay out up to EUR 1,999 without identity checks and that no gambling operator filed a suspicious transaction report in 2024.
- AML supervisor
- Administration de l’enregistrement, des domaines et de la TVA (AED), as residual supervisor under article 2-1(8) of the AML law
- Deposit limits
- Loterie Nationale online: EUR 5 minimum, EUR 500 per transaction and EUR 2,500 a month, with lower limits the player can set; reductions apply at once, increases after 24 hours.
- KYC requirements
- Gambling service providers under the 1977 law must identify customers who collect winnings or place stakes of EUR 2,000 or more, in one or linked operations (AML law, article 3). Casinos must cooperate with law enforcement and report suspicious facts to the Procureur d’État (1977 law, articles 13-1 to 13-3, fines of EUR 1,250 to 125,000 under article 17-1). Casino operators, directors, shareholders and beneficial owners must keep their professional honourability (article 7). The Loterie Nationale’s online account requires identity documents, a residence certificate under three months old and a liveness check.
- Stake limits
- Not yet verified
- Mandatory player messaging
- The Loterie Nationale must inform the public clearly of the real chances of winning for each product and run campaigns on the economic, social and psychological risks of gambling dependence (2009 law, article 9(2)).
- Reporting obligations
- Casinos keep a special gaming account open to inspection by the direct tax administration at any time (1977 law, articles 12 III and 13). Sports betting operators keep separate accounts for bets taken in Luxembourg and file a monthly levy return (1987 regulation, articles 16 and 21). The Œuvre submits its audited accounts to the Prime Minister by 15 May (2009 law, article 7).
- Game content restrictions
- Casino games and their operation are fixed by the concession decree (1977 law, articles 6 and 7); credit and loans for play are banned (article 10); casino staff may not play or share in game proceeds (article 9). Penalties double for offences against a person under 21 (article 18). The Loterie Nationale offers player self-exclusion of one day to ten years on its own account. The district prosecutors note that the bill contains no player database, deposit, loss or playing-time caps, or central exclusion system for the monopoly holder.